RF Ougheltree Insurance

Media Liability

Technology has challenged media business models and created new and evolving exposures.

Media Liability insurance is offered either as an occurrence based or claims made form covering media exposures that include  defamation, copyright and trademark, negligence.

Eligible Accounts

  • Video, Film & Entertainment Risks
    • Production activities
    • Distribution activities
    • Post-production companies
    • Library
    • Acquisition and Development activities
  • Video game publishers and distributors
  • Multimedia Risks
    • All media classes of business (Traditional, Electronic/Digital or combination of both)
      • Advertising Agency or Public Relations Firm
      • Advertiser (advertising performed by you or on your behalf)
      • Audio content composers and distributors
      • Author
      • Book Publisher
      • Broadcaster - Radio, Television or Cable TV Stations
      • Cable TV System Operator
      • Magazine/Newsletter/Periodical Publisher
      • Multimedia companies
      • Music Publisher
      • Newspaper Publisher
      • Public Appearances (including speaking engagements and freelance writing)
      • Website Publisher
      • Commercial printers
      • Other
    • Available for all non-media companies engaged in media activities (Traditional, Electronic/Digital or combination of both)


  • Primary & Excess
  • “All-Risk” Coverage Agreements written on a Worldwide basis
  • Occurrence and claims made forms are available
  • Claim expense coverage “within” or “outside” the policy limit
  • Punitive Damages Coverage where allowable by law
  • E & O Coverage
  • Policies are flexible with options to provide coverage to companies needing more coverage to address the new information age digital/technology exposures
    • Cyber/Technology Professional Service Errors & Omissions
    • Non Cyber/Technology Professional Service Errors & Omissions
    • Data / Network Security Breach and Privacy Insurance (First and Third Party Coverage for online and offline exposures)


Advertising Agency or Public Relations Firm application
Advertiser application (advertising performed by you or on your behalf)
Media application with various supplements
Music Publisher
Newspaper Publisher


Electronic Media Liability - A New Look to an Old Problem

Other Coverages:

All or most other coverages that comprise the RFO practice are appropriate. Contact a staff broker to discuss a particular account.

All insurance product and/or coverage descriptions are informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Coverage may not be available in all jurisdictions.