RF Ougheltree Insurance

Professional Liability

This insurance product is designed to protect companies and individuals against damages and defense costs resulting from acts, errors or omission in their performance of professional duties to others for a fee.

While historically professional liability has focused on doctors, lawyers, accountants, architects, engineers and other professions that are characterized as intellectual and requiring a higher level of education, the categories of occupations to which professional liability standards are now applied, as well as the concept of who is a professional, has expanded.

Policy forms vary quite a bit. There are specific policies for certain professions including Lawyers Professional, Accountants Professional, Security Broker, Architects and Engineers Professional Liability. While these classes are easily recognizable, many professions are not handled with dedicated policies. These other professions that include non-degreed professions are written on a Miscellaneous Professional policy and endorsed to cover the appropriate exposure.


Including CPAs, public accountants, enrolled agents, tax preparers, bookkeepers and other accounting professionals. Coverage can be customized to the specific needs of each accounting firm. Learn More

Architects, Engineers & Construction Managers

Hull & Company, Inc. (RFO) provides professional liability insurance to all types of design firms, including engineers, architects, environmental consultants, land surveyors, construction managers and design build/firms. Learn More

Insurance Agents/Brokers

Hull & Company, Inc. (RFO) is a trusted resource for managing the placement of responsive and competitive E&O coverage with many A.M. Best Rated ‘A’ - ‘A++’ (Excellent) Admitted and Non-admitted insurance companies. Learn More

Law Firms

Hull & Company, Inc. (RFO) stands as a stable, focused and committed insurance partner for agents and brokers who seek the support and resources to back the development of responsive coverage for both standard and non-standard firms. Learn More

Mortgage Bankers/Brokers

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Real Estate Agents/Brokers

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Technology & Telecommunications

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Title Agents/Abstractors

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Third Party Administrators

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Miscellaneous Classes

Professional Services is a growing segment of our economy and there is now recognized to be over 450+ classes. Learn More