RF Ougheltree Insurance

Miscellaneous Classes

Professional Services is a growing segment of our economy and there is now recognized to be over 450 Classes. Consumers and businesses rely on an increasingly wide range of professionals to provide various financial, business and personal services. Regardless of the services they perform, in today's litigious environment, these professionals have their personal assets at risk with the reality that in life mistakes happen, as well as the possibility that their work may fail to meet their client's expectations.

It is increasingly common that professionals are required by their clients to provide a certificate of insurance evidencing professional liability insurance before the professional will be awarded the service contract or start work on a job.

Eligible Accounts:

No restrictions. Standard and hard-to-place accounts


  • Primary and Excess limits
  • High limit policies available
  • Deductibles as low as $0 or $1,000 depending on the class
  • First dollar deductible is available on certain classes
  • Claims expense in addition to the limit available on certain classes
  • Coverage extensions for identity theft and network secutity are available on certain classes
  • General Liability available on certain classes
  • Contract specific coverage is available on certain classes
  • Risk Management Services are available from certain carriers
  • Project and Client coverage is available for selective risks


New Business Application


Claims Adjuster

Clinical Laboratories/Testing

Collection Agency / Credit Bureau

Computer / Technology

Educational and Seminar Instructor

Employment Agency / Executive Search

Escrow Operations

Freight Forwarders / Customs Brokers

Graphic Designer

Interior Design / Decoration

Management Consulting

Mortgage Brokers / Mortgage Bankers

Notary Public

On-Line / Internet Related Services

Premium Finance Company


Public Record Search

Public Relations / Promotion / Marketing Firms

Real Estate Operations

Standards Organizations

Third Party Administrators / Review Boards

Title Agents, Searchers and Abstractors

Travel Agency / Tour Operator

Online Quoting:

The following link will enable you to quote online with us through United States Liability Insurance Co. (USLI)  If you are using this service for the first time you will need to create a new account.  If you are a returning customer, you will need to supply your user name and password.

Specified Professions (SP)

This product targets office-based professionals with gross annual revenue up to $10,000,000

Click on Target Accounts for a list of risks that are eligible for this product.

Other Coverages:

All or most other coverages that comprise the Hull & Company, Inc. (RFO) practice are appropriate. Contact a staff broker to discuss a particular account.

All insurance product and/or coverage descriptions are informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Coverage may not be available in all jurisdictions.