RF Ougheltree Insurance

Company Profile


Welcome to RF Ougheltree & Associates, LLC, a wholly owned subsidiary of Hull & Company, Inc., and thank you for taking the time to visit our website.

We are a brokerage intermediary that is currently licensed and servicing clients nationwide.

We serve as a key intermediary between the insurance agent or broker and the nation's top insurance carriers and facilities to provide responsive coverage for a wide variety of risks. In this capacity we are frequently referred to as a “broker’s broker” but further distinguish our services with our focus on offering a more consultative and advisory approach to client service that results in a more partnership oriented relationship with our clients.

RFO is a successor company to AMW Ougheltree & Associates, LLC (“AMWO”) that was formed June 15, 2000 as a specialist in Professional Liability with emphasis on Directors & Officers Liability for public companies and private companies that anticipate taking the organization public through an Initial Public Offering. With an extensive and diversified book of public and private company accounts AMWO was nationally recognized as a substantial brokerage resource to the D&O industry.

As one of the co-founders of AMWO, Robert Ougheltree acquired full interest in the organization in 2007 and changed the name to RF Ougheltree & Associates, LLC.  While the core interest of the company remained focused on serving the complex needs of directors and officers at public and private companies, our interest was broadened to serve the management and professional liability needs of the full range of organizations that this website represents.

Robert Ougheltree brings over 38 years of experience in underwriting and brokering D&O, E&O and collateral insurance products. Through holding senior production and executive positions with a national insurance company and wholesale brokerage firms he is recognized throughout the industry for his product knowledge, industry expertise and long-standing relationships with insurance companies and major retail brokerage firms throughout the United States.

We have a dedicated team of experts that offer clients the full range of marketing and placement services.  All our licensed brokerage staff are insurance professionals who either held specialty lines underwriting positions with major insurance organizations or acquired business administration and operations experience with private companies.  With Hull & Company, Inc. (RFO), you're working with people who live and breathe D&O, E&O, EPL, and Professional liability insurance.  It’s everything we do every day and we excel at it.

Our business model of using product line brokerage teams deepens our carrier relationships that enhance our ability to remain aware of current product and market issues that keeps us current and more responsive to our clients.  Extensive computer networking and communications technologies that include a robust business continuity and disaster recovery system have strengthened our focus on operational skills and procedures that support consistently high standards of quality service.

Hull & Company, Inc. (RFO)is the right choice for independent insurance agents or brokers who can benefit from the value of highly qualified risk assessment and marketing services. If you're looking to build and expand your revenue stream in D&O, E&O and collateral lines, we would be eager to speak with you. We have established an excellent reputation with agents or brokers who trust our professionalism and welcome any inquiry about how we can help you.

About The Bridge

We chose a bridge as the picture on our home page because we feel it symbolizes the principal reason why agents and brokers come to Hull & Company, Inc. (RFO) which is to take advantage of the benefits of our strong command of insurance products and broad market access to give the client the support to compete at a higher level in the effort to acquire larger accounts and revenues. Hull & Company, Inc. (RFO) bridges the gap in a client’s organizational structure and resource base.  It also represents the culture and characteristics of the Hull & Company, Inc. (RFO) organization and staff: trust, strength, stability, dependability.