RF Ougheltree Insurance

Privacy Statement

Hull & Company, Inc (RFO) respects the privacy of all personal information.

What information do we collect and How it is used?

From Insurance Product Submissions. If you submit personal information with respect to any insurance products featured herein, this information may be used in one or more of the following ways.

  1. "Application Information" is information we receive from you on applications or other forms, by phone, and online. It may include your name, address, and telephone number, e-mail addresses, driver's license number, social security number, date of birth, length of employment, gender, marital status, prior insurance information, home ownership, length of residency, vehicle descriptions, miles driven and vehicle use, other drivers, and driving history.
  2. "Transaction Information" is information about your transactions with us or others. It includes your insurance coverage selections and premiums, payment and claims history, and information necessary for billing and payment.
  3. "Consumer Report and State Information" is information we receive from a consumer reporting or a State regulatory agency and is used to confirm or supplement Application Information. It may include motor vehicle reports and claims history reports. We will disclose Consumer Report and State Information as necessary to quote or service your insurance needs and as permitted or required by law. We will share information as necessary to transact your insurance needs and business with various insurance carriers or others.

We only disclose your personal information as necessary to effect, administer, or enforce your transaction with us, or in conjunction with servicing your insurance needs through insurance carriers, reinsurance carriers, State regulatory agencies or their respective representatives. Parties we share information with may include a wide group of Insurance underwriting companies, claim representatives, courts and government agencies.

From On-Line Data and Forms You Fill Out:

For each visitor to the Website, our web server automatically recognizes the domain name. We collect the domain name and the e-mail addresses of those who communicate with us via e-mail, and aggregate information on the pages consumers visit and information volunteered by the consumer, such as quote requests, survey information, information requests, new broker information, joining our newsletter list or site registrations.

If you submit personal information with respect to any career opportunity this information may also include educational and employment background, and job interest data.

Any of this information we collect from you may be used in one of the following ways:

  1. To personalize your experience
    (your information helps us to better respond to your individual needs)
  2. To improve our website
    (we continually strive to improve our website offerings based on the information and feedback we receive from you)
  3. To improve customer service
    (your information helps us to more effectively respond to your customer service requests and support needs)
  4. To send periodic emails
    (The email address you provide may be used to send you information and updates pertaining to the industry or product you have interest in, as well as receiving occasional company news, updates, and related product or service information.)
  5. To deliver content you specifically request from us.
    Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.
  6. For consideration of a career position with RFO

Hull & Company, Inc (RFO) will not sell, rent, lease or share your personal information to others unless to: (i) respond to duly authorized information requests of police and governmental authorities; (ii) comply with any law, regulation, subpoena, or court order; (iii) investigate and help prevent security threats, fraud or other malicious activity; (iv) enforce/protect the rights and properties of Hull & Company, Inc (RFO) ; or (v) protect the rights or personal safety of RFO employees and third parties on or using Hull & Company, Inc (RFO) property.

Use of Cookies

When you first visit the Website, a cookie may sometimes be sent to your computer.  "Cookies" are very small files transferred to your browser by a Web server that essentially identify your computer and track your visit to the Site.  We use cookies to improve the quality of our Website and to better understand how people interact with us. We do not use cookies to access personal information. Rather, it is a tool that we use to compile aggregated statistics that we use to better serve you.  Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. (Some Site pages may require authorization and if so, cookies will not be optional. Users choosing not to accept cookies will likely not be able to access those pages.) While Hull & Company, Inc (RFO) may use cookies to track your visit to the Site, and our Web servers automatically log the IP/Internet address of your computer, this information does not identify you personally and you remain anonymous unless you have otherwise provided Hull & Company, Inc (RFO) with personal information.

Contacting Us

If there are any questions regarding this privacy policy you may contact us at any time at:

Christopher Votta, MBA, RPLU

Profit Center Leader/Vice President

Broker - Professional Lines

Hull & Company, Inc.

220 Gibraltar Rd., Suite 100

Horsham, PA 19044

Direct Phone: 215.443.3558

Fax: 215.443.3502

Toll Free: 800.388.0215


Although Hull & Company, Inc (RFO) will in most circumstances be able to receive your e-mail or other information provided through this Website , Hull & Company, Inc (RFO) does not guarantee that it will receive all such e-mail or other information timely and accurately and will not be legally obligated to read, act on, or respond to any such e-mail or other information. Be aware that Internet e-mail typically is not secure.