RF Ougheltree Insurance

Mutual Funds

Investment Management Insurance for Mutual Funds provides Directors & Officers and Professional Liability protection for advisers and funds.

Eligible Accounts:

No restrictions. Coverage is developed for risks that are experiencing a range of situations.

  • Insurance Company cancellations or non renewals due to unfavorable claims experience.
  • Organizations facing financial distress including reorganization
  • Start ups
  • Restructurings
  • Other special situations


Negotiating the correct coverage for the desired level of protection can be involved and require various carriers and policy forms.

The policy can be customized with one or more of the following coverages, combining them into one comprehensive program: Investment Adviser Professional Liability Insurance, Fund Professional and Management Liability Insurance, Investment Adviser Management Liability Insurance, Outside Directorship Liability Insurance, Distributor Professional Liability Insurance, and Cost of Corrections Coverage.

As a D&O specialist, Hull & Company, Inc. (RFO) develops a variety of protection options for mutual funds. We welcome you to contact a staff broker to discuss a particular risk.

  • Admitted and non-admitted insurance companies
  • Traditional Primary and Excess coverage
  • Side A Excess Difference-In-Conditions coverage for preserving personal liability coverage when the company:
    • fails or refuses to indemnify a director or officer.
    • is sued along with the directors and officers, and the D&O policy limits are eroded or consumed by the policy's entity coverage.
    • is financially unable to indemnify its directors and officers against claims made against them.
    • is prevented by law (domestic or international) from indemnifying its directors and officers for the particular claim at issue.
  • Limits vary by account. High limits available for large risks.


New Business Application

(includes Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, Professional Liability)

Other Coverages:

All or most other coverages that comprise the RFO practice are appropriate. Contact a staff broker to discuss a particular account.

All insurance product and/or coverage descriptions are informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Coverage may not be available in all jurisdictions.